You may increase your share in the future through a process known as ‘staircasing’. Your rent is adjusted to reflect this. In some cases you may be able to buy outright after as little as 1 year of occupation, although there are some restrictions on rural schemes.
When you buy a shared ownership property, your deposit will be lower than on the open market. This is because you only need to raise a deposit for the share you are buying, and not the full open market value.

How to apply
To apply for a shared ownership home, you will first need to register with the local Help to Buy Agent.
You must meet the following criteria:
- Annual household income less than £80,000
- Unable to purchase a home suitable for your needs without assistance
- Not a current home owner (or named on the deeds of another property) in the UK or abroad
- No outstanding credit issues (ie unsatisfied defaults or County Court Judgements).
Visit Help to Buy for more information or telephone 0800 456 1188.
View our latest shared ownership properties.